Ready-made crypto company in Costa Rica

Last Update: 05.06.2026

Pre-incorporated S.A. or S.R.L. incorporated and maintained by Gofaizen & Sherle — available for ownership transfer in 1–4 weeks at a fixed price of USD 15,000. Every entity in our inventory is our own: full corporate history, verified AML/KYC documentation, and zero third-party risk.

Our own companies — complete transparency, no hidden history, AML/KYC framework included and aligned to your business model and bank account opening support — parallel with transfer.

Definition Who needs Exclusions Advantages Comparison Includes Documents Process Price Regulation Phase 1 Entity Banking Why we FAQ

What Is a Ready-Made Crypto Company in Costa Rica?

A ready-made crypto company in Costa Rica is a pre-incorporated Sociedad Anónima (S.A.) or Sociedad de Responsabilidad Limitada (S.R.L.) registered with the Registro Nacional, available for transfer to a new owner without going through the full incorporation cycle.

Costa Rica does not issue a formal cryptocurrency license. Crypto activity is legal under general commercial law — Law No. 7558 (Organic Law of the Central Bank) and Law No. 8204 (the AML law) do not expressly qualify virtual assets as regulated financial instruments. A company may lawfully conduct virtual asset services under the Código de Comercio, provided crypto is used for lawful purposes. In practice, banks and payment processors require an FATF-aligned AML/KYC framework before onboarding — this is the de facto compliance standard even without a formal licensing regime.

A ready-made entity gives the buyer complete transparency from day one: every company in our inventory was incorporated by Gofaizen & Sherle and has been maintained by our team. There is no third-party seller, no unknown corporate history, and no hidden liabilities. You receive a clean entity with full documentation — and we can answer every question about it because it is ours.

Who needs a ready-made crypto company in Costa Rica

A ready-made entity makes commercial sense when a fixed date — not a regulatory process — is the binding constraint. The format suits six scenarios:

Payments and fintech founders spinning out of a PSP, EMI, or processor who need a legal entity on the Registro Nacional to begin merchant onboarding before a contract commitment expires.
Crypto exchanges and OTC desks entering the market against a fixed launch date or competitive window where a 4–8 week incorporation timeline is not acceptable.
Companies with investor commitments or board-approved deadlines that require an entity already registered with the Registro Nacional before a funding round closes or a board resolution expires.
Tokenization and RWA projects requiring a separate corporate vehicle for the issuance and management of digital assets without disrupting the main operating entity.
Operators evaluating an additional regulatory footprint or jurisdiction stack without restarting the full incorporation and compliance cycle from scratch.
Financial groups — fintech companies, investment managers, or EMI licensees — adding a crypto subsidiary or SPV alongside an existing licensed entity in another jurisdiction.

In each case, the ready-made path moves the project past the corporate setup phase and into AML/KYC configuration, banking onboarding, and merchant or counterparty go-live.

Who This Is NOT Suitable For

This structure is not appropriate for every project. The following are firm disqualifiers:

Beneficial ownership concealment. Full UBO disclosure is required at every stage — before signing, at the Registro Nacional, and in the annual RTBF filing with the BCCR. No anonymous or nominee-UBO structures are accepted.
Minimal or no KYC on your clients. Every bank and payment processorequires client identification, transaction monitoring, and suspicious activity reporting. This is not negotiable.
Total budget under USD 10,000. The fixed package price is USD 15,000. This covers a verified transfer with due diligence, compliance alignment, and banking support — not a shelf company registration.
Operating without AML controls. Article 69 of Law No. 8204 explicitly criminalises money laundering using virtual assets under Costa Rican law, regardless of whether the company is formally regulated. AML compliance is the legal baseline.
Projects designed to evade regulatory scrutiny. If the goal is to use a Costa Rica structure to avoid FATF Travel Rule compliance, sanctions screening, or beneficial ownership disclosure to banks and counterparties — this is the wrong jurisdiction and the wrong service.

If none of the above applies to your project, continue below.

Why Buy a Ready-Made Company Instead of Registering from Scratch?

Speed to Market

A ready-made entity transfer typically completes in 1–4 weeks. A new Costa Rica S.A. or S.R.L. incorporating from scratch — with parallel banking onboarding — takes 4–8 weeks, depending on Registro Nacional processing queue, AML policy preparation, and bank KYC timelines. For a project with a fixed merchant commitment or investor deadline, a 4–6 week difference may be the difference between launching on schedule and missing a commercial window. Timelines are indicative and may vary based on the specific company’s status and regulatory processing.

Audit Trail and Operational History

A ready-made entity has measurable operational history from its incorporation date — RTBF filing record, tax standing with the Ministerio de Hacienda, corporate book entries, and registry good standing. This history is verifiable by investors, auditors, and due diligence advisors before the transaction closes. A new incorporation has no operational history. Costa Rican banks and acquiring partners often weigh entity vintage when assessing onboarding applications — this does not guarantee banking approval, but can shorten the diligence window.

Cost Predictability

A ready-made acquisition involves a known, fixed price: USD 15,000 for the full transfer package. New incorporation involves multiple variable costs — legal drafting, Registro Nacional fees, apostille processing, AML policy preparation from scratch, and banking outreach — that are not always predictable at the outset. For projects operating against a fixed budget and fixed timeline, cost visibility from day one reduces planning risk.

AML/KYC and VASP Enrollment Status

A well-maintained ready-made company may already have an AML/KYC policy framework in place. After transfer, this policy requires updating to reflect the new beneficial owner and business model — but the baseline reduces preparation time for banking and payment processor onboarding. Additionally, where Expediente 25.340 is enacted and SUGEF registration becomes mandatory, a company with documented AML procedures will face a lighter compliance adjustment than one building from zero. Subject to the specific company’s prior documentation status.

Ready-Made vs New Incorporation: Key Differences

The choice comes down to four trade-offs: speed, cost, audit trail, and operational predictability. Below is a comparison of both paths as offered by Gofaizen & Sherle.

Parameter	Ready-made transfer	New registration (Advanced Package)
Timeline to launch	1–4 weeks	4–8 weeks (parallel onboarding)
Total cost	USD 15,000 fixed	from USD 5,250
Entity vintage	Pre-incorporated with existing cédula jurídica and verifiable registry history	New incorporation with fresh cédula jurídica and denominación social (per Law 10729)
Banking onboarding	Parallel with transfer	After incorporation completes
AML/KYC framework	Adaptable template — aligned to new owner’s business model	Built from scratch per business model
Audit trail	Historical entity period — requires prior activity due diligence	Clean slate — no historical activity

* Indicative. Subject to specific company parameters, due diligence findings, and regulatory timelines.

Choose ready-made when launch is tied to a fixed merchant window, an investor commitment, or a competitive deadline. Choose new registration when a completely clean audit trail is essential — for institutional banking onboarding sensitive to entity history — or when business model parameters need to be set from zero. Both paths arrive at the same regulatory framework.

Available Jurisdictions for Ready-Made Crypto Companies

Gofaizen & Sherle supports ready-made company acquisitions in Costa Rica as the primary jurisdiction. The following alternatives may be considered depending on business model, target markets, and banking requirements.

Costa Rica (Primary)

No formal crypto license required as of May 2026.
Crypto legal under general commercial law.
No minimum share capital for S.A. or S.R.L.
Territorial taxation — foreign-sourced income generally not subject to Costa Rican CIT.
RTBF filing mandatory under Law No. 9416 (30 April deadline).
Expediente 25.340 pending — proposed VASP registration with SUGEF, not enacted.
Fixed price: USD 15,000 | Transfer: 1–4 weeks.

Panama

No standalone crypto licensing regime.
Territorial taxation; strong banking hub in the Americas.
Panama exited the EU high-risk list in July 2025.

Crypto company in Panama.

What Is Included in the Deal?

The fixed USD 15,000 package covers the full transfer cycle from entity selection through operational readiness. Exact composition may vary by the specific company; parameters are disclosed during due diligence before any commitment is made.

Corporate Documents

Certificate of Incorporation — authenticated and apostilled.
Articles of Association (Estatutos Sociales) with virtual asset activity clauses.
Shareholder register — updated to reflect the new owner.
Corporate books (minute book, share ledger).
Registered agent agreement (Costa Rica legal address).
Corporate resolutions for ownership change and director appointment.

VASP/AML Compliance Documentation

Individual AML/KYC policy — updated for new beneficial owner, aligned to FATF VASP guidance and the client’s actual business model.
Customer due diligence procedures and risk matrix.
Transaction monitoring thresholds and suspicious activity reporting protocols to ICD.
Travel Rule compliance procedures for cross-border virtual asset transfers (FATF Recommendation 16).
BCCR RTBF filing history — current year status confirmed.
Compliance officer search and integration (internal or external arrangement).

Bank Account Status

Corporate bank account opening assistance is included in the standard package, provided via parallel onboarding with leading Costa Rican corporate banks. The package covers KYC package preparation and compliance questionnaire support.

Bank account opening is not guaranteed. The bank makes an independent KYC/AML assessment of the new beneficial owner. Where the primary bank declines, alternative EMI and PSP options are identified in parallel. Subject to the bank’s own eligibility criteria.

Post-Transfer Support

Re-registration of beneficial ownership in the Registro Nacional.
BCCR RTBF update for the new owner (annual filing setup included).
Compliance briefing: RTBF obligations, AML requirements, Expediente 25.340 status.
Registered legal address in Costa Rica for 1 year.
Guidance on ongoing annual compliance obligations.

Full Transparency: These Are Our Companies

“Every entity we offer was incorporated by our team and has been under our management since day one. When you acquire a Gofaizen & Sherle ready-made company, you are not buying from an unknown third party — you are buying directly from us. We know the complete history of every company in our inventory: every filing, every compliance step, every document. That is what makes the transfer clean and predictable.” — Mark Gofaizen, Senior Partner, Head of Consulting, Gofaizen & Sherle.

Because every company in our inventory is our own, we provide complete documentation upfront — no third-party seller, no unknown corporate history, no hidden liabilities. Before the transfer agreement is signed, the buyer receives a full information pack covering the following:

Corporate Registry Status (Registro Nacional)
What we provide: Current standing in the Registro Nacional — active status, registered shareholders, legal representative, incorporation date, and confirmation of zero encumbrances or liens. We have maintained this status from day one.What the client receives: Written confirmation with a screenshot from the Registro Nacional public portal.
Regulatory and SUGEF Status
What we provide: Full confirmation that the entity has no outstanding notifications or compliance flags with SUGEF, and a gap assessment relative to the proposed Expediente 25.340 requirements with our recommended compliance approach.What the client receives: SUGEF status declaration and Expediente 25.340 readiness assessment.
Tax and Liability Status
What we provide: Clean confirmed status with the Ministerio de Hacienda — zero outstanding tax obligations, zero registered liens, zero undisclosed liabilities. These are our companies and we maintain them in full compliance.What the client receives: Hacienda compliance confirmation and liability-free declaration.
AML/KYC Documentation
What we provide: A complete, current AML/KYC framework prepared and maintained by our compliance team. The policy is updated to align with the buyer’s specific business model before handover — exchange, OTC, payments, or custody.What the client receives: Updated AML/KYC policy ready for banking and payment processor onboarding.
RTBF and Beneficial Ownership History
What we provide: Full RTBF filing history with the BCCR — every annual filing on record, confirmed timely and compliant. Beneficial ownership chain is fully documented. The RTBF update for the new owner is included in Stage 2 of the transfer.What the client receives: RTBF filing history and transfer update confirmation.

All documentation is provided to the buyer before the transfer agreement is signed. Because these are our own companies, there are no surprises.

Documents You Receive After the Transaction

The full document package is delivered upon completion of Stage 3. Composition may vary based on the specific company and agreed service scope.

Corporate documentsCertificate of Incorporation (apostilled), updated Articles of Association, shareholder register with new beneficial owner entries, corporate books, registered agent agreement for current period.Compliance documentsAML/KYC policy updated for new UBO and business model, BCCR RTBF filing confirmation for current year, compliance briefing document, annual compliance obligations summary.Banking documents (where applicable)Bank account confirmation documentation, re-KYC requirements from the bank, alternative EMI options where primary bank onboarding is in progress.Legal opinion (where ordered)Written legal opinion on the entity’s compliance posture — suitable for board review, external auditors, and group compliance sign-off. Available for financial group clients (Persona 2D Sophie Bernard).

How the Purchase Process Works

The transfer follows a three-stage process. The full cycle typically completes within 1–4 weeks.

Stage 1: Selection and Documentation Handover

3–5 business days

The client selects a company from our inventory based on their target business model, jurisdiction stack, and timeline. Because every entity is our own, we provide the full documentation pack upfront: Registro Nacional status, Hacienda compliance, RTBF filing history, and AML/KYC framework. There is no third-party seller to chase — we have all the answers. The client reviews the documentation and confirms the acquisition decision.

Stage 2: Transfer and Re-Registration

5–10 business days

Transfer documentation is prepared: share purchase or quota transfer agreements, corporate resolutions for ownership change, director and officer appointment documents, and Articles of Incorporation amendments if required to explicitly include virtual asset operations. The official ownership transfer is executed before a Costa Rican notary. Corporate records are updated with the Registro Nacional. An updated RTBF filing is submitted to the BCCR via Central Directo. For non-resident beneficial owners, a poder generalísimo registered with the Registro Nacional is used in place of the carta poder (abolished under Circular DPJ-002-2026).

Stage 3: Operational Readiness

3–5 business days

The AML/KYC framework is aligned to the client’s actual business model — risk matrix, customer due diligence procedures, transaction monitoring thresholds, suspicious transaction reporting protocols to the ICD, and Travel Rule procedures for cross-border virtual asset transfers under FATF Recommendation 16. A compliance officer (internal or external) is identified and integrated. Corporate bank account opening proceeds via parallel onboarding. The full document package is delivered. Compliance briefing is provided covering RTBF obligations, AML requirements, and the current status of Expediente 25.340.

Timelines are indicative. Duration depends on due diligence depth, beneficial ownership update with the BCCR, and bank account opening requirements.

Timeline: How Long Does It Take?

Stage	Duration	What happens
Stage 1 — Selection & Documentation Handover	3–5 business days	Company selection, full documentation pack provided, acquisition confirmed
Stage 2 — Transfer & Re-Registration	5–10 business days	Notarial transfer, Registro Nacional update, RTBF filing
Stage 3 — Operational Readiness	3–5 business days	AML/KYC alignment, compliance officer, document delivery
Total	11–22 business days	Full acquisition and handover

For comparison: full new incorporation in Costa Rica — including AML preparation and banking — typically takes 4–8 weeks. All timelines are indicative.

Pricing and Available Listings

A ready-made crypto company in Costa Rica is offered at a fixed price of USD 15,000 — no open-ended billing. The price covers the full transfer cycle from entity selection through operational readiness, including all items listed in the package above.

Specific listings — including year of incorporation, corporate history summary, banking status, and VASP documentation status — are disclosed during the initial consultation. Inventory changes based on availability.

Ready-made crypto company in Costa Rica for sale

Ready-made crypto company in Costa Rica

Timeline

4–8 weeks

USD 15,000 fixed

Compliance, AML/KYC, and Regulatory Status

No Formal Crypto License Required

As of May 2026, Costa Rica does not issue a cryptocurrency license and does not operate a formal licensing regime for virtual asset service providers. No government permit, sector-specific registration, or minimum capital requirement applies specifically to crypto activity.

What Governs Crypto Activity in Costa Rica

The primary sources of financial regulation in Costa Rica are Law No. 7558 — the Organic Law of the Central Bank — and Law No. 8204 on narcotics, money laundering, and terrorist financing. Neither expressly qualifies virtual assets as legal tender, securities, electronic money, or regulated financial instruments.

The Banco Central de Costa Rica (BCCR) has stated officially that:
(1) virtual assets are not regulated financial instruments under Costa Rican law;
(2) the Central Bank does not supervise, authorise, or guarantee virtual asset transactions;
(3) persons engaging in virtual asset transactions do so at their own risk.

The provision of cryptocurrency services is not prohibited. It may be conducted as a lawful commercial activity by a company incorporated under the Código de Comercio, provided crypto is used for lawful purposes. Critical exception: Article 69 of Law No. 8204 explicitly criminalises money laundering using virtual assets — regardless of the company’s regulatory status. AML compliance is the legal baseline.

SUGEF and Pending VASP Legislation (Expediente 25.340)

Expediente 25.340 is the pending legislation that would introduce mandatory VASP registration with SUGEF under Law No. 8204. It replaces Bill 22.837, which was returned to first debate and is considered archived. As of May 2026, Expediente 25.340 has not been enacted.

If enacted, VASPs would be required to register with SUGEF — this is a compliance checkpoint, not a license or operating authorisation. Existing companies would receive a grace period to comply. Gofaizen & Sherle structures all AML/KYC documentation to align with the proposed SUGEF requirements from the outset, reducing the adjustment burden if registration becomes mandatory.

BCCR RTBF Annual Filing

All Costa Rican legal entities must file an annual Registro de Transparencia y Beneficiarios Finales (RTBF) with the BCCR under Law No. 9416. Deadline: 30 April each year. Filed via centraldirecto.fi.cr using a qualified digital signature.

2026 update (Circular DPJ-002-2026): the carta poder (simple power of attorney) is no longer accepted for RTBF submissions. Delegation now requires a poder generalísimo registered with the Registro Nacional. Failure to file prevents registration of new documents — including ownership transfers. RTBF setup is included in the standard package.

CARF Reporting: What to Expect

The OECD’s Crypto-Asset Reporting Framework (CARF) is expected to be implemented in Costa Rica in the 2027–2028 timeframe, pending alignment with national tax legislation. As of May 2026, CARF obligations have not been enacted. (Status subject to verification — confirm current legislative position with the Ministerio de Hacienda before publication.)

When implemented, CARF will require crypto service providers to report client data to tax authorities for automatic international exchange. Gofaizen & Sherle monitors CARF implementation timelines and will advise clients on required adjustments when the framework is formalised.

AML/KYC Requirements After Ownership Transfer

After the transfer, the company’s AML/KYC policy must be updated to reflect the new beneficial owner, their background, and the intended business model. This includes: customer due diligence procedures adapted to the new client base, transaction monitoring thresholds calibrated to actual volume, a designated compliance officer or MLRO, suspicious transaction reporting protocols to the ICD, and Travel Rule compliance procedures for cross-border transfers. This update is included in Stage 3 of the transfer process.

Costa Rica as Phase 1: Upgrade Path to MiCA CASP or EMI

For founders building toward EU market access, a Costa Rica ready-made entity can function as an operational Phase 1 vehicle — not a permanent structure.

A Costa Rica entity does not convert into a MiCA-passportable license. What it provides is a regulated operating environment for 12–18 months while a separate EU MiCA CASP or EMI authorisation is pursued in Lithuania, Cyprus, Czech Republic, or Portugal.

What Phase 1 in Costa Rica enables:

Merchant onboarding and revenue generation under a legal corporate structure from day one
AML/KYC framework refinement aligned with FATF VASP guidance — directly applicable to the subsequent EU application
Operating track record — transaction volume, compliance history, client onboarding procedures — that strengthens the MiCA CASP application
Entity vintage that demonstrates operational continuity to prospective EU banks and payment partners

What Phase 1 does not provide:

MiCA passporting rights — these require a CASP authorisation from an EU national competent authority
Access to EU-regulated retail markets without a CASP
An automatic upgrade — the EU application is a separate process with separate capital, substance, and timeline requirements

The Phase 1 / Phase 2 roadmap — including EU jurisdiction selection, timing, and how the Costa Rica entity interacts with the future CASP structure — is discussed during the initial scoping call. Learn more about EU MiCA CASP licensing.

Costa Rica Ready-Made Entity for Financial Groups (SPV / Subsidiary)

A Costa Rica S.A. can be acquired and held as a subsidiary, branch, or SPV within an existing licensed financial group — fintech companies, investment managers, EMI licensees, or banking groups adding regulated crypto services alongside an existing business line.

The transfer is structured so the entity is reconcilable with the parent license. Parent-regulator notification is handled within the standard change-of-control window. A written legal opinion suitable for board review, external auditors, and group compliance is available as part of the engagement.

Group structure integration scope and legal opinion requirements vary by parent jurisdiction and regulator. Contact Mark Gofaizen to discuss the specific group structure.

Banking for Your Costa Rica Crypto Company

Bank Account Opening Assistance

Banking is structured as parallel onboarding — it runs alongside the ownership transfer process, not after it. The AML/KYC framework aligned in Stage 3 is specifically prepared to meet Costa Rican corporate bank requirements: KYC package, compliance questionnaire, source-of-funds documentation, and legal opinion on the entity’s compliance posture.

Bank account opening assistance is included in the USD 15,000 package. Bank account opening is not guaranteed. The bank makes an independent KYC/AML assessment of the new beneficial owner. Gofaizen & Sherle provides preparation support — it does not control banking decisions. Subject to the bank’s own eligibility criteria and KYC/AML procedures.

EMI and Payment Provider Options

Where the primary Costa Rican corporate bank declines onboarding, or where the client’s business model requires international payment infrastructure, alternatives include:

EU-licensed Electronic Money Institutions (EMIs) — in Lithuania, Estonia, or Poland. Assessed on FATF-aligned AML/KYC framework, UBO profile, and business model. May offer IBAN and SEPA access for international operations.
International payment service providers (PSPs) — for companies requiring payment processing and merchant settlement rather than traditional banking.
Crypto-friendly correspondent banking — for OTC desks, exchanges, and custody providers with documented compliance infrastructure.

Banking and EMI options are assessed during the scoping call based on the client’s business model, UBO profile, and target markets. Learn more about payment and banking options for crypto companies.

What We Eliminate — and What Remains

The typical risks associated with buying a ready-made company — hidden liabilities, unknown corporate history, undisclosed debts, outdated compliance documentation — do not apply here. Every entity in our inventory is our own: incorporated by Gofaizen & Sherle, maintained by our team, and transferred with complete transparency. We know everything about these companies because we built them.

Two external factors remain outside our control and are disclosed upfront:

Banking Onboarding

The decision to open a bank account rests with the bank — not with us. A bank may apply additional requirements or a more conservative assessment of the new beneficial owner’s profile, regardless of the entity’s clean history.

How we handle it: We prepare the full KYC package before the first bank contact and run parallel outreach to EU EMI options from the start — so if one path takes longer, an alternative is already in motion.

Regulatory Change Under Expediente 25.340

If Expediente 25.340 is enacted after acquisition, the company will need to register with SUGEF within the grace period provided for existing entities.

How we handle it: The AML/KYC framework we deliver is structured from the outset to align with the proposed SUGEF requirements. If registration becomes mandatory, the adjustment will be incremental — not a rebuild from zero. We monitor the legislative process and notify clients of any changes.

Why Gofaizen & Sherle

Gofaizen & Sherle is an international consulting and legal firm supporting startups and established companies in highly regulated financial industries — crypto, FinTech, payments (EMI/PSP), forex, investments, iGaming, and tokenization. For ready-made company acquisitions, we provide end-to-end management from entity selection through post-transfer compliance, in-house AML/compliance expertise, banking and EMI support, and ongoing regulatory monitoring. License for operating activity: FIU000407.

Our Team

Mark Gofaizen — Senior Partner, Head of Consulting

+372 602 8423 | mark@gofaizen-sherle.com

Maksim Gasanbekov — Partner, Head of Sales (Crypto and Blockchain)

+372 602 8423 | maksim@gofaizen-sherle.com

Our Offices

Lithuania (Vilnius) — Laisvės av. 25-702, 14th floor, LT-06330 Vilnius | +370 661 08308
Estonia (Tallinn) — Lõõna tn 2b, 11415 Tallinn | +372 850 28423
Czech Republic — +420 255 712 600
El Salvador — +503 2113 0488
Canada — +1 647 468 6901

Email: info@gofaizen-sherle.com | Media: pr@gofaizen-sherle.com

FAQ: Ready-made crypto company in Costa Rica

Does Costa Rica require a crypto license?

No. As of May 2026, Costa Rica does not issue a cryptocurrency license and does not require one to provide virtual asset services. Crypto activity is legal under general commercial law. Law No. 7558 and Law No. 8204 do not qualify virtual assets as regulated financial instruments. Expediente 25.340 would introduce mandatory SUGEF registration for VASPs but has not been enacted. Note: money laundering using virtual assets is explicitly criminalised under Article 69 of Law No. 8204 regardless of licensing status.

Who is a ready-made crypto company in Costa Rica NOT suitable for?

Not suitable for projects requiring beneficial owner anonymity, reduced-KYC client onboarding, nominee UBO structures, or a total budget under USD 10,000. Full UBO disclosure is mandatory at every transfer stage. AML/KYC compliance is the legal baseline — Article 69 of Law No. 8204 criminalises money laundering using virtual assets regardless of regulatory status.

What does the USD 15,000 package include?

The fixed USD 15,000 package includes: full transfer documentation and corporate resolutions, pre-incorporated S.A. or S.R.L. with existing cédula jurídica, complete corporate document set (Articles of Incorporation, share register, corporate books), individual AML/KYC policy aligned to FATF VASP guidance and the client’s business model, corporate bank account opening assistance via parallel onboarding with leading CR banks, annual RTBF filing setup, compliance officer search and integration, and registered legal address for 1 year.

Can a Costa Rica ready-made entity be used as Phase 1 for MiCA CASP or EMI?

Yes, with qualification. A Costa Rica entity serves as an operational Phase 1 vehicle for 12–18 months while a separate EU MiCA CASP or EMI authorisation is pursued in Lithuania, Cyprus, Czech Republic, or Portugal. The entity does not convert into a MiCA-passportable license — passporting requires a CASP authorisation from an EU national competent authority. Phase 1 provides merchant onboarding, AML/KYC refinement, and operating track record that strengthens the subsequent EU application.

Can a financial group acquire this as a subsidiary or SPV?

Yes. A Costa Rica S.A. can be acquired as a subsidiary, branch, or SPV within an existing licensed financial group — fintech company, investment manager, EMI licensee, or banking group. The transfer is structured to be reconcilable with the parent license. Parent-regulator notification is handled within the standard change-of-control window. A written legal opinion for board review, external auditors, and group compliance is available. Contact Mark Gofaizen to discuss the specific group structure.

Is the company suitable for investor diligence?

Typically yes. A ready-made entity has verifiable operational history — RTBF filing record, tax standing with Hacienda, corporate book entries — reviewable by investors before the transaction closes. A new incorporation has no operational history. Whether entity vintage strengthens investor diligence depends on the investor’s specific requirements — this is discussed during the scoping call.

How long does the full transfer take?

Typically 1–4 weeks (11–22 business days). Stage 1 (due diligence and entity selection): 3–5 business days. Stage 2 (transfer and registration): 5–10 business days. Stage 3 (operational readiness): 3–5 business days. Timelines are indicative and depend on due diligence complexity and bank account opening requirements.

Does the company come with a bank account?

Bank account opening assistance is included in the standard package, provided via parallel onboarding with leading Costa Rican corporate banks. The account is opened in the new owner’s name as part of the transfer cycle. Bank account opening is not guaranteed — the bank makes an independent KYC/AML assessment of the new beneficial owner. Banking outcomes depend on the buyer’s business model, UBO profile, and source-of-funds documentation.

What is Expediente 25.340 and how does it affect this?

Expediente 25.340 is pending Costa Rican legislation that would introduce mandatory VASP registration with SUGEF under Law No. 8204. It replaces Bill 22.837, which is archived. As of May 2026, it has not been enacted. If enacted, existing companies would receive a grace period to register. Registration would be a compliance checkpoint — not a license or operating authorisation. AML/KYC documentation is structured from the outset to align with proposed requirements.

Can the company name be changed after purchase?

Yes. The denominación social can be adapted during the transfer or immediately after re-registration via corporate resolution and filing with the Registro Nacional. Timeline: typically 5–7 business days. Name adaptation is included within the standard package where required.

Related Services

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“Clients usually come to a ready-made Costa Rica company for one of two reasons: a fixed launch date that can’t move, or an investor or merchant commitment that needs an entity already on the registry. Our standard package covers the full transfer at a fixed price — no open-ended billing on top.” — Maksim Gasanbekov, Partner, Head of Sales (Crypto and Blockchain), Gofaizen & Sherle

We review your business model, present available Costa Rica listings with verified parameters, and outline the transfer timeline — at no cost and with no commitment to proceed.

We review your requirements and business model.
We present currently available Costa Rica companies with due diligence parameters.
We outline the transfer timeline and pricing for shortlisted options.

*Initial consultation is free of charge and confidential. No commitment required.*

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Our experts will tell you how to do it as quickly and easily as possible.

Mark Gofaizen

Senior Partner, Head of Consulting

Phone:

+372 602 8423

Email:

mark@gofaizen-sherle.com

Social:

Maksim Gasanbekov

Partner, Head of Sales (Crypto and Blockchain)

Phone:

+372 602 8423

Email:

maksim@gofaizen-sherle.com

Social:

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