Asset Tokenization Services
Gofaizen & Sherle provides asset tokenization services for businesses planning real-world asset (RWA) projects. Support covers project assessment, structuring, platform requirements and implementation coordination, helping your company define what must be ready before launch.
Service Snapshot
| Project Parameter | Scope to Define |
| Asset | Financial instrument, property, commodity or contractual claim |
| Ownership model | What the holder receives and how the claim is enforced |
| Target market | Offering countries, investor eligibility and trading restrictions |
| Infrastructure | Platform, custody, onboarding and authoritative ownership record |
| Applicable route | Classification and permissions for issuance and service providers |
What Must the Project Infrastructure Support?
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Platform
Requirements for smart contracts, transfer controls and record synchronization.
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Custody
Separate arrangements for digital keys and any underlying property.
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Compliance
Responsibilities for onboarding, monitoring and reporting.
Who Is Asset Tokenization For?
Asset tokenization can support different business goals:
- Asset owners seeking a structured way to offer economic participation.
- Issuers considering debt or equity to raise capital.
- Funds reviewing unit administration and investor access in private markets.
- Companies and finance teams assessing blockchain infrastructure for existing products.
Which Rules and Licenses May Apply?
There is no single license that covers every asset tokenization project. Regulatory classification means identifying what the token represents—for example, a share, a debt or a contractual claim. The next step is to check what the issuer and each provider plan to do, and in which countries.
| Project Activity | What Needs to Be Checked |
| Issuing tokens | What information buyers must receive and whether the offering needs registration or qualifies for an exemption |
| Selling tokens or arranging trades | Whether the seller, intermediary or trading venue needs permission for its role |
| Holding tokens for clients | Whether the custody provider needs authorization and how client holdings must be protected |
| Operating a platform | Whether the platform’s functions require authorization, such as matching trades or holding tokens for clients |
| Holding the underlying asset | Who legally owns it, which records prove ownership and what the token holder can claim |
Gofaizen & Sherle assesses these activities separately to identify the requirements for the proposed project.
Which Projects Do Asset Tokenization Services Cover?
Asset tokenization services support projects involving financial instruments and physical property, as well as platforms that manage their issuance and transfer.
Debt, Equity and Funds
A company may issue shares or debt to raise capital, while a fund may offer units to investors. The project must define payments, voting rights where applicable, and how holdings are recorded.
Real Estate and Commodities
A project may offer participation in property income or claims to stored commodities. The structure must explain who holds the underlying asset and what the token holder can receive, redeem or claim.
Issuance and Trading Platforms
A platform may help issuers distribute tokens or allow eligible holders to trade them. Its functions determine the requirements for onboarding, transfer controls and custody. Providing trading functionality does not ensure that buyers will be available.
What Will Gofaizen & Sherle Handle?
Asset tokenization services cover the following advisory work and provider requirements:
Project Assessment
Identify feasibility questions, missing evidence and suitable next steps.
Structuring and Classification
Define the issuer model, token-holder entitlements and jurisdiction-specific authorization strategy.
Documentation
Prepare the agreed corporate documents, offering terms, agreements and compliance policies.
Implementation Support
Translate the structure into platform requirements for custody, smart contracts, security and record management. Compare provider solutions against those requirements. Gofaizen & Sherle coordinates this work, while appointed providers supply software development and custody.
How Is the Scope Priced?
Gofaizen & Sherle defines the proposed scope before each stage. Cost drivers differ across three workstreams:
- Assessment Scope. A standalone review depends on the proposed model and number of markets to assess.
- Structuring Scope. Instrument complexity and existing document quality determine the drafting and application work.
- Implementation Scope. Provider integrations and outstanding compliance requirements determine coordination needs. These are scope options, not fixed-price packages.
Why Gofaizen & Sherle?
Gofaizen & Sherle combines three relevant areas of support for regulated digital assets:
Corporate Structuring
Company formation and cross-border business setup.
Financial Regulation
Application preparation and regulator-facing documentation.
Compliance and Governance
AML/CFT frameworks and post-authorization support.
How Does the Asset Tokenization Process Work?
Project development follows seven milestones:
What Are the Initial Asset Tokenization Requirements?
Prepare four groups of inputs:
- Asset evidence: description, ownership documents, valuation information and encumbrances.
- Issuer details: company structure and intended token-holder rights.
- Distribution plan: target markets, investor profile, fundraising goal and transfer plans.
- Technology information: selected platform, custody arrangements and existing infrastructure, if any.
What Shapes the Regulatory Framework for Asset Tokenization?
The regulatory framework for asset tokenization follows the underlying rights, instrument, activities and intended markets. A blockchain record alone does not settle the compliance analysis.
Contracts must also explain how the holder can enforce the claim. Investor access and applicable financial market rules need assessment in each destination jurisdiction.
What Is the Current Regulatory Status?
The following examples were reviewed on September 24, 2026. They illustrate different regimes, not a single global permission.
| Jurisdiction | Classification and Market Access |
| European Union | Tokenized financial instruments remain within the relevant financial-services framework, including MiFID II where applicable. MiCA excludes financial instruments. Classification comes before choosing the authorization route. |
| United States | Tokenized securities remain subject to federal securities laws. Offers and sales need registration or an available exemption. SEC staff statement distinguishes issuer-sponsored records from third-party structures. |
| Switzerland | FINMA treats asset tokens as securities. A platform meeting the statutory definition of a DLT trading facility requires the corresponding license for its activities. |
Who Handles Ongoing Compliance?
Ongoing compliance responsibilities should be allocated before launch, according to the applicable regime and provider contracts:
- Issuer: disclosures, reporting and payments or corporate actions owed to holders.
- Platform operator: transfer controls, transaction records and system security.
- Appointed providers: investor onboarding, monitoring and custody within their mandates.
- Record keeper: reconcile ownership records and resolve discrepancies.
Identify which statutory responsibilities remain with each entity when work is outsourced.
What Regulatory and Operational Risks Need Attention?
Regulatory risk includes unauthorized offerings or services and marketing into restricted markets. Consequences depend on local law and may include enforcement action or interrupted operations.
Compliance risk also arises when records disagree, custody arrangements fail or smart contracts permit prohibited transfers. Test recovery procedures, access controls and the link between the digital record and enforceable ownership before launch.
How Do Asset Tokenization Models Compare?
Asset tokenization models differ in what the holder owns or can claim. The comparison below shows how ownership, records and provider requirements change.
| Model | What the Holder Receives | What the Project Must Define |
| Direct share, bond or fund unit | A share in a company, a right to debt repayment or participation in a fund | Which register confirms ownership, who can buy or transfer the instrument, and how the platform and custody arrangements support the applicable rules |
| Interest in an asset-holding company (SPV) | Shares or another interest in a company created to hold the underlying asset—not direct ownership of that asset | How company records identify holders, who manages and safeguards the asset, and which company, fund or securities rules apply |
| Contractual claim | A right to receive a payment, redeem the token or request delivery under an agreement | Who must fulfill the agreement, how claims are recorded and backed, and which transfer restrictions, custody arrangements and regulatory requirements apply |
For each model, the documents must explain how holders can exercise their rights and what happens if the issuer or a provider fails.
Official Sources
- ESMA Classification Guidelines • European Union opens in a new tab
- MiCA Article 2 • European Union opens in a new tab
- SEC Staff Statement on Tokenized Securities • United States opens in a new tab
- FINMA Token Classification • Switzerland opens in a new tab
- DLT Trading-Facility Licensing • Switzerland opens in a new tab
Last reviewed
Frequently Asked Questions
Can an existing asset be tokenized?
Potentially. Existing financing agreements, transfer restrictions or third-party consents may need to be addressed first.
Does a platform’s license determine the token’s classification?
No. The token needs its own classification. Check whether the provider’s permission covers that instrument and the intended activities and markets.
What happens if a holder loses a private key?
Recovery depends on the custody model and documented procedures. Establish who can restore access or replace a token, and under what controls.
Which record prevails if the blockchain and register disagree?
The blockchain record does not automatically take priority. Which record legally confirms ownership depends on the applicable law and the project’s structure. Before issuing tokens, define which record is authoritative and how errors will be corrected.
Does issuance give holders access to secondary trading?
No. A permitted sale does not itself establish a trading venue, eligible buyers or resale permission.
Can Gofaizen & Sherle help before a platform is chosen?
Yes. Start with the asset, business goal and intended markets. Gofaizen & Sherle can help define requirements before you compare providers.

